Emmanuel Daniel is an author, entrepreneur and corporate strategist. He is a global thought leader in the future of finance and its impact on business and society. He was most recently listed as a Global 50 Thought Leaders in Banking by Clarity Group Global in 2026. He was previously listed as a top 10 global influencer in the “Fintech Power50” list in 2021 and 2022. He is one of the world’s leading speakers on the future of finance as well as the impact of finance on geopolitics, economics and society.

In his first book, “The Great Transition – the personalization of finance is here” published in September 2022, Emmanuel outlines how the banking industry will evolve from being focused on platform technologies to a level of personalization never seen before. He describes the roles of cryptocurrencies, blockchain, gaming and other technologies in this transition. The book was written to help disruptor technologies in finance chart their course. The book features forewords written by former congressman Barney Frank, the co-author of the Dodd-Frank Act legislations that regulates the financial industry in the US today and Richard Sandor, an innovator widely regarded as the “father of financial futures”.

His second book “Building the AI Bank – Speed, Judgment and Power” describes the governance and operating model of a bank, as AI becomes all encompassing. Industry luminaries such as David Hardoon, who was until recently the global head of AI enablement, and as other practitioners wrote forewords for this book. His writings are also based on his extensive travel to more than 160 countries and counting. He posts regularly on his blog and is working towards his penultimate book which is tentatively entitled “The Winning Civilization”.

Emmanuel is the founder of TAB Global, the research, publication and consulting house, in 1996. Through its platforms such as The Asian Banker, Wealth and Society, The Banking Academy and TAB Insights, Emmanuel has had extensive contact with leaders in banking and finance around the world. He won the Citibank Excellence in Business Journalism for Asia in 1999 for his work on the internet in banking. “The Asian Banker Summit” won the best finance conference from the Asian Conference and Summit Awards in 2012.

He has served in advisory or consulting roles for various public or private sector institutions at any time and is a well-regarded mentor and confidante in leadership circles. Emmanuel is often interviewed on BBC, CNBC and Bloomberg.

Emmanuel was trained as a lawyer, has degrees from the National University of Singapore and the University of London, and attended trainings on economics at Columbia University in New York and on AI at the Massachusetts Institute of Technology. He travels widely and divides his time between Singapore, Beijing and New York.