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  • I have my concerns about the WHO May 19, 2020
    From my interview with Professor Dale Fisher, Chair of the Global Outbreak Alert and Response Network (GOARN) steering committee, World Health Organization (WHO) and other observations about the WHO, I have several concerns about the organisation’s way in handling this pandemic. 1. Why is the total focus on a vaccine, when SARs, Zika, Ebola and […]
    Emmanuel Daniel
  • Banking must support society after the pandemic May 19, 2020
    The following is a transcript of my statement in the video. – Banking as an industry has become more dependent on the society it serves – Changes in the sector warrant new standards in assessing the financial services industry – There will be tension from traditional players regarding the transformation that must take place Here […]
    Emmanuel Daniel
  • “It will be a u-shape recovery” China insiders on the pandemic April 16, 2020
    I spoke to Tang Ning, founder of Creditease, Prof Zhang Jun, Dean Business School, Fudan University, Lu Ting, Nomura and Shen Jiang Guang, JD the 400m consumer platform- who gave me several insights on how China’s recovery might play out: Government stimulus The fear of a second wave The demand for SME credit Wealth management […]
    Emmanuel Daniel
  • How fast can China recover from covid-19? February 4, 2020
    Notes on some of the raw economic numbers from the Wuhan virus 2020 vs SARS 2003, for scenario painting purposes In 2003, during SARS, China was 7% of global GDP. In 2020, China is 17% of global GDP. China’s own GDP growth in 2003 was 10% for 2020 to drop below 6%? Just announced possible […]
    Emmanuel Daniel
  • Why DBS is not the “world’s best bank”….. December 19, 2019
    I am being asked a lot lately about Singapore’s DBS Bank. I have been very reluctant to write the following opinion and postponed it as much as I could, but my assessment of why DBS is not the “best bank in the world” that it claims to be is important, not just for DBS but […]
    Emmanuel Daniel
  • The network effect of the Hong Kong protests October 20, 2019
    I had two views of China on its national day this year. I spent the morning of 1 October 2019 in Beijing, with throngs of people who had stayed in the city to try and get a glimpse of the 70th anniversary national day. It was so well and tightly organised, nothing was left to […]
    Emmanuel Daniel
  • On “identity” as a common good and payments as “messaging on steroids” September 25, 2019
    Greg Kidd, the serial startup investor who helped found Square and Twitter and is currently investor in GlobaliD, opens up in this wide-ranging and open-ended interview about his career in identifying and helping found innovative startups. He shares his insights on the relationship between globalisation and localisation and how these relate to innovation Most of […]
    Emmanuel Daniel
  • China’s digital currency similar to the Uruguay e-peso pilot September 16, 2019
    When I understood that The People’s Bank of China (PBOC) CBDC (Central Bank Digital Currency) launch is not as revolutionary as it sounds because it copies almost entirely from the confidence established in the Uruguayan pilot project run in 2017-2018, I was somewhat relieved. I had not realised the extent to which the global regulatory […]
    Emmanuel Daniel
  • Farewell to Daryl Lee Eng Leong September 14, 2019
    The video is the eulogy given at the funeral of a Raffles Hall university mate, Daryl Lee Eng Leong on 1 September 2019. Credit to Willy Soleysto for taking the video. The transcript is as follows: START If you think that this is a funeral where you have to feel sorry for someone or a […]
    Emmanuel Daniel
  • Ping An’s Xie Yonglin’s fascinating journey to an “AI bank” August 10, 2019
    I had the chance to sit down with Ping An Bank’s chairman Xie Yonglin who shared with me what I thought was one of the world’s most authentic ambitions to become a leading technology centric financial services player that brings together traditional banking with insurance, brokerage, payments and related services. I also explored his own […]
    Emmanuel Daniel