Book: The Great Transition
The Personalization of Society – a discussion with my architect friends
The following is an online conversation I had with alumni members of my university alma mater the National University of...
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“Financial Inclusion” in the age of Digital Inclusion
I recently gave an online presentation to members of the TBLI Group, an impact investment community run by my very...
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“Financial inclusion” is a lie
I may as well go ahead and say it outright - "financial inclusion" as defined by the platform players, is...
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The personalization of finance
Bankers think that the personaization of finance means more of the same of the products they dish out to their...
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Central Bank Digital Currencies will also fade away
I am saying in my book that if all goes well, Central Bank Digital Currencies (CBDCs) will disappear as mysteriously...
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If digital banks are designed to fail
Digital banks are mostly designed to fail. Not because of their technology but because of their balance sheets. They have...
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