How innovation hubs get created
The CEIBS International Conference was held alongside the famous Lujiazui Forum on 19 June 2025. The annual Lujiazui Forum is...
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Trust the data, take the leap!
Just a few weeks before giving this speech, I was in Zambia, and visiting the border town of Livingstone with...
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AI and immortality in the year of the snake
In this playful speech given at an awards dinner in Tokyo, Japan in March 2025, I started by wanting to...
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DeFi is setting the rules by which banking will be run shortly
In this wide-ranging keynote at the First Bank Nigeria's Fintech 6.0, I outlined how DeFi is setting new standards of...
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Why personalisation will redefine the future of money
I often say that the future of money is not a technology story at all. Crypto, AI, tokenisation — these...
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The network economy will put a price on everything we do
The conversation opened with a point I have made often: digital finance did not reduce the cost of credit for...
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On the future of multilateralism, and guessing China’s 15th Five Year Plan
What stood out was how each of us viewed the same challenge: multilateralism is too often trapped in ideology. Whether...
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What if Tether becomes the backbone of global finance?
Ardoino describes a world where bottom-up adoption has overtaken the cautious pace of regulators and central banks. In places like...
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Postcard from the Antarctic
Even as visiting the Antarctic is becoming commonplace today, I think of it as a very special place on our...
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Postcard from El Salvador, Bitcoin’s first nation
Highlights of my first trip to El Salvador to capture the early days of the Bitcoin economy. What’s real, what’s...
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How Ricky Thomson and his friends created SafeBoda
Ricky Rapa Thomson, a co-founder of Uganda’s first ride-hailing app SafeBoda, told me just how he and his friends digitized...
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The network effect of the Hong Kong protests
I had two views of China on its national day this year. I spent the morning of 1 October 2019...
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